Consumer Law And Bankruptcy In Texas
Whether you are contemplating filing for bankruptcy, have a dispute with a creditor, or have recently filed for bankruptcy, you likely have many questions and concerns.
At the Law Office of Gordon Mosley, I have more than 20 years of experience and devote my practice to assisting the needs of debtors and other consumers. Contact me, a consumer bankruptcy law attorney, for a free initial consultation: 903-266-1843.
My Tyler, Texas, bankruptcy law firm assists clients with a full range of debt-related consumer issues:
- Mortgage disputes between a debtor and a mortgage company
- Disputes involving car payments, school loan payments, or other debts
- Filing for a consumer bankruptcy under Chapter 7 or Chapter 13 of the Bankruptcy Code
- Understanding how a bankruptcy effects your credit report
- How to buy a car again or obtain a credit card again after a bankruptcy
Understanding Your Credit
Yes, if you file for bankruptcy, it will appear on your credit report for approximately 10 years. Additionally, filing for bankruptcy does not remove placement of past due payments that were reported on your credit report. However, there is hope. Although a mortgage company, bank, credit card company, or other loan agency will be able to access your credit report and view your previous credit history, it does not mean that you will be disproved for a loan, mortgage, or vehicle. Lenders generally put more weight on whether an individual has sufficient income rather than what their credit report states.
Contact A Consumer Law Attorney Today
My law office is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.