Collections And Creditor Harassment
Being overwhelmed by debt is stressful enough. A difficult situation is only made worse when you are subjected to a constant barrage of collections letters and harassing phone calls. Fortunately, there is a way to put an end to creditor harassment and to help you get the new financial start you need.
A bankruptcy filing will put an almost immediate stop to phone calls and collections actions. At the Law Office of Gordon Mosley, I am a Texas lawyer with more than 20 years of experience helping people overcome their debt problems. I can help you get the relief you need from your creditors. Call 903-266-1843 to schedule a free initial consultation to discuss your situation.
Debt Collection Practices
If you qualify for Chapter 7 or Chapter 13 bankruptcy protection, upon filing, an automatic stay will take effect against all collection actions. This means that a creditor may not contact you in any way, including phone calls, letters, emails or other forms of communication. The automatic stay also puts a stop to the foreclosure process and wage garnishment, and may afford you the time you need to help save your home. Most importantly, the automatic stay gives you the breathing space you need to help determine what your best option is going forward.
If you file for bankruptcy protection and creditors continue to contact you, I can help get them to stop their illegal actions. If the harassment continues, it may be possible to file a lawsuit against the offending party. When you meet with me, I can inform of your rights and help figure out the plan that is best for you.
Contact Me, A Tyler Lawyer Who Understands Debt Collection Practices
You do not have to endure debt collection practices that are designed to harass and intimidate. I can help put a stop to such behavior and get you on the path to a brighter financial future. Contact me online or call 903-266-1843 to schedule a free initial consultation.
My law office is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.