The recent economic downturn and housing crisis has resulted in numerous people facing foreclosure actions. However, there are ways to put a stop to foreclosure actions which can help provide you with the time you need to make payments and save your home.
At the Law Office of Gordon Mosley, I am a Texas attorney with more than 20 years of experience and a deep understanding of foreclosure laws. I can review your case and help you explore your options when you are being threatened with foreclosure. Call 903-266-1843 to schedule a free initial consultation to discuss your situation.
There Are Certain Procedures Mortgage Companies Have To Follow
If you are overdue on your house payments, the mortgage company may choose to foreclose on your home. However, you must be provided with written notice of the foreclosure at least 21 days in advance of a foreclosure sale.
Foreclosure sales are held on the first Tuesday of each month. Therefore, it is important to pay careful attention to your mail if you are behind on your house payments. As your attorney, I can verify that you actually received proper notice, advise you of your rights and determine whether you can stop the foreclosure action.
Helping You Protect Your Property
Filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy puts an automatic stop to collections and creditor harassment, including foreclosures. A bankruptcy filing will also put a stop to creditors who are seeking to repossess your car, boat and other assets. I cannot promise that a bankruptcy filing will enable you to hold onto all of your property. However, it can give you the time you need to figure out your next step and help you find the path to a brighter financial future.
Contact Me, A Tyler Attorney, To Talk About Foreclosures
If your property is in foreclosure or if your mortgage lender is threatening foreclosure, you should get help from a lawyer right away. Contact me online or call 903-266-1843 to schedule a free initial consultation.
My law office is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.