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Posts tagged "Chapter 7 bankruptcy"

Texans dealing with overwhelming debt


Not many Texans are free of debt. In fact, not many students graduate debt free, and those who do are considered lucky. For example, consider the situation of a woman who earned her degree in 2003 without incurring any debt. She got married, bought a house and a car and everything seemed to be going well. However, she then lost her job in 2008.

What are the eligibility criteria for Chapter 7 bankruptcy?


When debt becomes too heavy a burden, many Texas residents seek relief by liquidating assets. Bankruptcy with asset liquidation in order to repay creditors is known as Chapter 7 bankruptcy. To file for Chapter 7 bankruptcy, certain criteria must be fulfilled.

Differences between Chapter 7 and Chapter 13 bankruptcy


As many Texas residents know, the two most common methods of bankruptcy are Chapter 7 and Chapter 13. Filing for bankruptcy under either of these two chapters requires an in-depth understanding of bankruptcy laws.

Texas Chapter 7 bankruptcy trustee collects part payment


While an individual or a business facing insurmountable financial challenges has the option of filing for bankruptcy, the type of bankruptcy petition can vary based on the circumstances. A Chapter 7 bankruptcy, as Tyler, Texas, residents probably know, requires debtors to meet certain criteria relating to their income level. Such a debtor can either be an individual or a business, although in some cases the debt may have originated from personal, as well as business activities.

Credit card debt may accumulate unknowingly


Whether it's to buy a quick bite or for something more substantial credit cards provide convenience shopping to the consumer. Credit cards can be used in person or to indulge in online shopping.. But the ease and convenience of credit card can sometimes come with consequences.

Startup business files for Chapter 7 bankruptcy in Texas


There are still many individuals and businesses in Tyler, Texas and the rest of the country that are recovering from the financial impact left by the recession that swept across the globe a few years back. As a result, every month a number of individuals and businesses in Texas file for bankruptcy after failing to cope with the challenges posed by the financial meltdown.

Texas personal bankruptcy filers should not ignore new rules


There are many people in Tyler, Texas and other parts of the country, who are still feeling the aftereffects of the economic downturn that strained the finances of corporations and individuals all over the world. And although various reports suggest that the troublesome financial situation is drawing to its close, many people in Texas still file for Chapter 7 bankruptcy or Chapter 13 bankruptcy protection every month.

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