Not many Texans are free of debt. In fact, not many students graduate debt free, and those who do are considered lucky. For example, consider the situation of a woman who earned her degree in 2003 without incurring any debt. She got married, bought a house and a car and everything seemed to be going well. However, she then lost her job in 2008.
Whether it's to buy a quick bite or for something more substantial credit cards provide convenience shopping to the consumer. Credit cards can be used in person or to indulge in online shopping.. But the ease and convenience of credit card can sometimes come with consequences.