Are you one of the many Texas residents struggling to meet their debt obligations? It is okay. It happens. If you are in a financial pickle, you may want to know what debt relief options are available to you. The truth is, there may be a few options, depending on the specifics of your situation.
If you find yourself the target of a collection agency, you are likely getting a barrage of phone calls and other communications from the agency trying to collect on the debt. Even if you are behind on payments, that does not mean you have to accept the harassing treatment you are receiving. As a consumer, you have legal protections against unscrupulous debt collectors, and you need to assert your rights to end the harassment and hold the violators accountable.