If you're in credit card debt, you're in good company. Americans, as a whole, hold more than $1 trillion worth of credit card debt. The average American with credit card debt holds nearly $10,000 in credit card balances each month. Last year, those who made only the...
The student loan industry is massive, and as a result, many Texans find themselves graduating or leaving higher education programs with an enormous amount of debt. With job prospects uncertain for many of these individuals, making their student loan payments can...
Nowadays it seems like everyone is out to make a quick buck. Unfortunately for Texans, this often means that they are unfairly taken advantage of by aggressive business practices. When these individuals struggle to make payments on their debts, creditors might harass...
Financial uncertainty can hit anyone at just about any time. The sudden loss of a job, unexpected medical expenses and divorce can all lead to monetary hardship. But there are ways that Texans can be taken advantage of, which can cause them to be more susceptible to...
Texas residents who run into financial trouble will undoubtedly stop and consider the services offered by companies that promote themselves as being skilled with debt relief. There are a litany of these businesses and they use heavy advertising tactics, making...
Texan residents who receive a discharge in bankruptcy as a form of debt relief are not immune to again experiencing financial problems in the future. Simply because there was a successful filing of a Chapter 7, Chapter 11 or Chapter 13 bankruptcy, it will not...
For Texans who are saddled with unpaid bills due to unemployment or some other personal circumstance, one of the biggest concerns they will have is whether or not their home will be foreclosed upon. Given the uncertain economy throughout the country, a vast number of...
There are certain factors that a Texan who is filing for individual bankruptcy might not fully understand. This, however, does not make them any less important. One of the biggest reasons a person will file for bankruptcy is to get debt relief and address financial...
There are various aspects of personal bankruptcy that Texans might not know about as they consider and move forward with the process. One that is often understated and relatively unknown is the reaffirmation agreement. Knowing what this is and what it entails can be...
Getting frustrated with attempts by debt collection companies to collect a debt that you may not even owe? If so, you are not alone. A recent press release from the Consumer Financial Protection Bureau (CFPB), the federal agency tasked with protecting consumers,...
