A surprising number of people see bankruptcy as a sign of personal failure. There is a lot of assumptions about what leads people to file for bankruptcy. There are certainly people who file because they spent too much on their credit cards or develop a gambling...
The decision to file for bankruptcy is not an easy one. If you’re having difficulty deciding, that’s a good sign. It means that you recognize the seriousness of the situation and are taking time to fully weigh your options and the consequences of any option you...
It seems that more Americans are facing complex medical procedures and rising healthcare costs than ever before. With the increasing costs of medical treatment and the possibility of income shortfalls from divorce, layoffs or housing emergencies, more and more...
Our mental and physical health are tightly linked. Few things demonstrate this as well as financial stress – one of the most common sources of anxiety. According to one health insurer, nearly three out of every four Americans say they occasionally stress about money....
Whether divorce, job loss, medical reasons or overspending paved your path to debt, many people go through turbulent times with their finances. Some financial burdens are solvable through consolidation or strict budgeting. Others require more drastic measures....
The student loan industry is massive, and as a result, many Texans find themselves graduating or leaving higher education programs with an enormous amount of debt. With job prospects uncertain for many of these individuals, making their student loan payments can...
Nowadays it seems like everyone is out to make a quick buck. Unfortunately for Texans, this often means that they are unfairly taken advantage of by aggressive business practices. When these individuals struggle to make payments on their debts, creditors might harass...
Financial uncertainty can hit anyone at just about any time. The sudden loss of a job, unexpected medical expenses and divorce can all lead to monetary hardship. But there are ways that Texans can be taken advantage of, which can cause them to be more susceptible to...
Texan residents who receive a discharge in bankruptcy as a form of debt relief are not immune to again experiencing financial problems in the future. Simply because there was a successful filing of a Chapter 7, Chapter 11 or Chapter 13 bankruptcy, it will not...
There are certain factors that a Texan who is filing for individual bankruptcy might not fully understand. This, however, does not make them any less important. One of the biggest reasons a person will file for bankruptcy is to get debt relief and address financial...
