Loans are an almost inevitable part of getting businesses up and running, although it is tempting to try to keep control of an enterprise. Borrowing is often important when businesses are trying to expand. But this can leave some banks or investors out of luck if a...
It is always difficult to admit that debts have made a business untenable. Fortunately, that's not as serious or as problematic as it seems. Businesses often declare bankruptcy to have the chance to reorganize their finances and satisfy their creditors, who have...
According to a recent report, the market for new automobiles is showing some signs of peaking, but the market for new auto sales remains strong. Recent numbers suggest that, for 2019, automakers in the United States will, for the fifth year in a row, collectively sell...
Paying bills is a part of adulthood. One has to pay for housing, food, utilities, and goods. While many are able to live within their means, when circumstances in life unexpectedly change doing so can prove to be difficult. These situations can lead to an overreliance...
Financial problems are fairly common in Texas. While some individuals are able to overcome these challenges with slight changes to their spending, others must seek out other debt relief options like bankruptcy. Bankruptcy may be an especially appealing option for...
Far too many Texans are overwhelmed with debt. Regardless of how they ended up in that position, they don't deserve to be subjected to seemingly endless creditor harassment. Yet, despite valiant efforts by state and federal regulators, many of these debtors are...
It can be scary to face debt collectors. Creditor harassment is real, and it often leaves Texans on the edge of their seat frightened for their financial future. These debt collection practices may involve threats, late night phone calls and even personal visits that...
Falling behind on debt payments can lead to a cascade of unwanted actions being taken against you. To start, creditors may harass you in an attempt to recoup the debt. Although there are certain laws placing limits on how far these creditors can go in their attempts...
Many Texas residents are struggling financially to make ends meet, and, as a result, they may not be able to make their credit card payments every month. Once you fall behind on your payments, it can be difficult to catch up. Meanwhile, you may have creditors...
When struggling with debt and past due bills, it is important to be familiar with what creditors can do and what they cannot do. Though creditors have rights, it is important for struggling consumers to be aware that creditor harassment is illegal, that they also have...
