It's hard to admit that a financial situation has gotten out of control. But sometimes bankruptcy is the right choice. The fresh start available after a time spent in bankruptcy is alluring after the stress of calls from creditors and the inability to get loans at...




Chapter 13
Chapter 13 bankruptcy works when people have income options
Sometimes, you need a fresh start after struggling with debt. But you can't afford to lose so many of your assets and stay afloat. When bankruptcy is the best option, there are ways of getting the protection you need from creditors while keeping what you need to...
Using Chapter 13 for certain small businesses
As our blog has discussed on previous occasions, business owners in Texas have several options should they run in to financial trouble. Businesses of significant sizes may be able to take advantage of a Chapter 11 filing, which is primarily designed so that troubled...
Overview of the practice of lien stripping in Chapter 13
One of the benefits of a Chapter 13 bankruptcy is that those who are filing it can realistically strip off liens that may be against their property. Lien stripping only works when a person owns property with no equity in it. A person has a property with no equity, or...
If facing foreclosure, how can a Chapter 13 bankruptcy help me?
While any sort of financial trouble can be scary for a Tyler resident, it is particularly hard on a family when they fall behind on their house payment. After all, becoming delinquent on a home loan usually means that the family will wind up in foreclosure and have...
Guiding you through a Chapter 13 bankruptcy filing
Dealing with financial problems is anything but easy for Texas residents to confront. However, doing so is often necessary for those seeking to eliminate their debt and obtain a fresh financial start. Bankruptcy can offer a real solution for those dealing with major...
Debt-related anxiety affects nearly half of Americans
If you're stressed out about debt, you're not alone. In fact, a recent study found that 45% of Americans report feeling anxious about debt at least once a month. Another 20% of those individuals feel physically sick at least once a month thanks to debt fears. This...
Chapter 13 bankruptcy exemptions
Many Texans who are struggling with debt make too much to qualify for Chapter 7 bankruptcy. As a result, these individuals may need to turn to Chapter 13 bankruptcy to find debt relief. This type of bankruptcy allows an individual to eliminate some debts after...
Confirming the Chapter 13 bankruptcy plan
Living with debt can feel overwhelming and endless. One may feel like he or she will never find financial relief, but filing for bankruptcy could be the answer. Chapter 13 bankruptcy is centered on a repayment plan that, overtime, seeks to repay creditors as fully as...
Stop home foreclosure with Chapter 13 bankruptcy
Many Texans work hard to keep a roof over their head. Yet, it doesn't take much for the financial strains to make it challenging to pay bills to maintain that housing. Although Texans who rent can always finish up their lease and move to a cheaper living arrangement,...