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Law Office of Gordon Mosley
A Bankruptcy & Consumer law Firm
20 Years Experience Helping People Gain A Fresh Start

February 2019 Archives

Some of the major requirements to file for Chapter 13

Bankruptcy can be a very real process through which Texans can obtain relief from overwhelming financial obligations. Whether an individual seeks bankruptcy through Chapter 7 or Chapter 13 of the bankruptcy code, an individual must meet certain federal requirements before relief can be granted. Those who fail to do so can wind up having their bankruptcy petition denied, meaning that they will then be forced to continue to struggle with their financial predicament for some time to come.

Unfair debt collection: Is it making your life stressful?

If you're like most Texas residents who have financially struggled from time to time, you understand how difficult it can be to get life back on track when circumstances, crises or even just poor spending habits have thrown your finances off balance. Although your intention may be to pay back any outstanding debts you happen to have at a given time, it's something that is often easier said than done.

Medical debt still major cause of personal bankruptcies

It's practically inevitable that at some point in your life you will need medical care. Some Texans find themselves requiring more extensive treatment, though, which can lead to larger medical bills. Many hoped that the Affordable Care Act, passed during the Obama administration, would help curtail those costs and make affordable medical care accessible to all. Yet, although the legislation hoped to reduce the risk of financial ruin caused by medical expenses, the fact of the matter is that Americans are seeking medical-related bankruptcy with all too common frequency.

What steps do I need to take to file for bankruptcy?

Once you have decided to file for bankruptcy in Texas, you will need to file a petition to file for either Chapter 7 or Chapter 13 bankruptcy. Generally, a governmental trustee will be assigned to your case to oversee the bankruptcy process. To have your bankruptcy petition approved by the court, you will need to take the following steps.

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Law Office of Gordon Mosley

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