Many Texas residents are struggling financially to make ends meet, and, as a result, they may not be able to make their credit card payments every month. Once you fall behind on your payments, it can be difficult to catch up. Meanwhile, you may have creditors bombarding you with phone calls, letters and e-mails. Creditor harassment is against the law, but that doesn't stop many creditors from going to extremes to get their money.
Fortunately, there are ways to put an end to the harassment. At the Law Office of Gordon Mosley, Attorney Mosley can help you file for bankruptcy protection under Chapter 7 or Chapter 13 of the U.S. Bankruptcy Code. Once you file, an automatic stay will go into effect, preventing creditors from contacting you altogether. The automatic stay will also buy you some time to potentially save your house, by stopping the foreclosure process. It can also stop your vehicle from being repossessed and stop bank account seizures. If your creditors have filed lawsuits against you, they will also come to a stop with the automatic stay.
There is a possibility that creditors will break the law and decide to contact you even after you file for bankruptcy. In such cases, our staff may be able to file a lawsuit against them for their continued harassment.
For more information, please visit our website. With over 20 years of experience, Attorney Gordon Mosley can make sure you get a fresh start by stopping creditor harassment and helping you file for bankruptcy, if that is the best option for you and your family.