\ December 2018 Archives | Tyler Texas Bankruptcy Law Blog

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December 2018 Archives

What happens if I don't pay my credit card debt?

Many families put a lot of extra charges on their credit cards during the holiday season, and it may be difficult for them to pay their credit card bill when the time comes. If you fail to make your credit card payments, the credit card company may eventually sell your account to a collection agency.

Former "Top Chef" star files for Chapter 7 bankruptcy

Celebrity chef Mike Isabella, who got his start on Top Chef, has filed for Chapter 7 bankruptcy on behalf of his parent company, Mike Isabella Concepts. By filing for Chapter 7 bankruptcy, Isabella is closing the doors to his six remaining restaurants and liquidating its assets to pay off debts.

Facing the facts about wage garnishment

Falling behind on your debts can quickly make your life difficult. You may feel overwhelmed and anxious most of the time, especially at night when you are trying to fall asleep. If you could pay your bills, you would, so when a creditor threatens to garnish your wages, it may increase your anxiety.

What can an automatic stay accomplish during bankruptcy

If you are struggling to pay back your debts, you may have to deal with bothersome creditors and bill collectors. Additionally, you may be worried about keeping their homes and keeping the lights turned on during this difficult time. Fortunately, bankruptcy may allow you to have some peace of mind due to an automatic stay that kicks in as soon as you file.

Chapter 7 or Chapter 13 bankruptcy: which should you choose?

Once you have made the difficult decision to file for bankruptcy, you will have to decide which type of bankruptcy you should file. Most individuals will choose between Chapter 7 and Chapter 13 bankruptcy. While the general idea is the same (to eliminate debt), each type of bankruptcy comes with its own pros and cons.

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Law Office of Gordon Mosley

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