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Law Office of Gordon Mosley
A Bankruptcy & Consumer law Firm
20 Years Experience Helping People Gain A Fresh Start

November 2018 Archives

What to expect when filing for Chapter 7 bankruptcy

If you find yourself overwhelmed by the debt you are facing, it may be time to consider filing for bankruptcy. Deciding to file for bankruptcy may be one of the hardest decisions you have to make, so it is important to thoroughly research all your options before you officially file. A bankruptcy attorney in Texas can review your case and help you make the decision that is best for you and your family.

David's Bridal files for Chapter 11 bankruptcy

Both individuals and companies have the option of filing for bankruptcy protection when their debts become overwhelming. Nowadays, more and more U.S. companies have had to file for bankruptcy due to major changes in the marketplace. David's Bridal, the largest bridal retailer in the country, recently filed for Chapter 11 bankruptcy protection.

How far in debt will you go this Christmas?

Like racers on their mark, many shoppers barely get through their Thanksgiving dinners before they are running out to begin making their Christmas purchases. If you are among those who enjoy the rush and throng of Black Friday, you may get caught up in the excitement, spending more than you had planned. Thankfully, you remembered to bring your credit cards.

Elderly people becoming more likely to file for bankruptcy

Filing for bankruptcy is never an easy decision, but one many elderly people are forced to make. A recent study by the Social Science Research Network revealed that from 1991 to 2016, the rate of Americans over 65 filing for bankruptcy has increased approximately 204 percent. Out of all the people that filed for bankruptcy over this period of time, the number of elderly people increased five times.

Protections from creditor collection and harassment

When struggling with debt and past due bills, it is important to be familiar with what creditors can do and what they cannot do. Though creditors have rights, it is important for struggling consumers to be aware that creditor harassment is illegal, that they also have important rights and to be familiar with the remedies available to them if they are suffering with creditor harassment.

What is the debt discharge in bankruptcy?

At the end of the bankruptcy process comes the debt discharge which allows the filing party to enjoy debt relief. Because of how important the debt discharge is to enjoying a fresh financial start, which is the reason the filing party likely filed for personal bankruptcy protection, it is important for those considering filing for bankruptcy or who have filed for bankruptcy to understand what the debt discharge process is like.

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Law Office of Gordon Mosley

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