The professionals at the Law Office of Gordon Mosley have decades of experience protecting the legal rights of Tyler residents struggling with consumer debt. During this time we have seen all manner of collection techniques, among the most concerning of which can be creditor lawsuits.
A creditor lawsuit can completely blindside a consumer. You may be doing everything you can to make enough money to at least send some small payment to your creditors each month. Then, suddenly, you receive a legal complaint regarding your unpaid debts along with a summons to appear in court. You find yourself anxious, stressed, perhaps even fearful at the thought of having to face your creditors and their attorneys in court and explain to a judge the intimate details of your financial situation. And you know that a judgment against you could be ruinous.
It may seem that creditors’ rights outweigh anything you can say or do when you’re facing a lawsuit, but at the Law Office of Gordon Mosley, we want to tell debtors: you have rights too. In fact, you can stop a creditor lawsuit in its tracks. Once you file for bankruptcy, that lawsuit goes nowhere. Your creditors cannot try to contact you, they cannot try to seize any of your property and they definitely cannot pursue a lawsuit against you.
This aspect of bankruptcy is called the automatic stay, and it is a powerful tool that consumers have at their disposal. Whether you’ve been served with a complaint from your creditors or you’re concerned that they may try to sue you, contact the Law Office of Gordon Mosley to discuss your options. There is no charge for an initial consultation with one of our professionals.