If you're in credit card debt, you're in good company. Americans, as a whole, hold more than $1 trillion worth of credit card debt. The average American with credit card debt holds nearly $10,000 in credit card balances each month. Last year, those who made only the...
When you owe a debt to a creditor, that creditor has certain rights when it comes to collecting. However, those rights are not as far-reaching as some creditors would choose to believe. In fact, many creditors overstep their legal rights, resulting in harassment and...
Are you struggling to pay your bills? If so, you're in good company. Millions of Americans who have been forced to take on unwanted debt, or have found their income slashed, find themselves over-extended and scrambling to find ways to stay financially afloat. As if...
Sudden life changes can throw an individual into unexpected financial challenges. The sudden loss of a job, the onset of a medical condition, and even divorce can leave one facing massive debt and income shortfalls. During these times, individuals may turn to credit...
The student loan industry is massive, and as a result, many Texans find themselves graduating or leaving higher education programs with an enormous amount of debt. With job prospects uncertain for many of these individuals, making their student loan payments can...
As online retailers like Amazon continue to dominate the market, brick and mortar retail stores in Texas continue to struggle. These businesses, which oftentimes have trouble getting people into their stores, can face massive amounts of debt as they try to either...
If you've ever found yourself in overwhelming debt, you probably know how aggressive creditors can be in their attempts to recoup their payments. Oftentimes when debt goes unpaid, it is turned over to collection agencies. These companies can go too far when trying to...
Although the economy has been steadily climbing out of the Great Recession, for many retailers in Texas and other parts of the country, financial difficulties linger. When crushing debt and limited cash flow leave these stores with an uncertain and bleak future, many...
