\ Individual bankruptcy and how a discharge works | Law Office of Gordon Mosley

There Is No Charge For The First Consultation: 903-266-1843

Law Office of Gordon Mosley
A Bankruptcy & Consumer law Firm
20 Years Experience Helping People Gain A Fresh Start

Individual bankruptcy and how a discharge works

There are certain factors that a Texan who is filing for individual bankruptcy might not fully understand. This, however, does not make them any less important. One of the biggest reasons a person will file for bankruptcy is to get debt relief and address financial challenges. With that in mind, the debtor needs to understand various aspects of the bankruptcy discharge and how it works.

The discharge is an order from the court that says the debtor is no longer required to pay the debts. Some debts can be discharged while others cannot. The following debts cannot be discharged: the majority of taxes, child support, alimony, student loans, fines from courts, criminal restitution, and personal injury payments that were ordered because of an accident due to driving under the influence of alcohol or drugs.

When seeking a discharge, the debtor must understand that it will only be applicable to debts that came about after the date the bankruptcy was filed. In the event that the judge discovers that the person has gotten money or property through fraud, it is possible that the debt will not be discharged. All property and debts must be listed in the bankruptcy schedules. If a debt is not listed, it might not be discharged. If there was some dishonesty discovered during the case, such as hiding or destroying property, falsifying records, lying or disobeying a court order, the court could deny the discharge.

For people who are seeking to get a fresh start with individual bankruptcy, it is imperative to understand what a bankruptcy discharge is. A lawyer can be of assistance with a case from the beginning to end and help with any issue that might arise.

Source: justice.gov, "Bankruptcy Information Sheet -- What Is a Bankruptcy Discharge and How Does It Operate?," accessed on Nov. 1, 2016

No Comments

Leave a comment
Comment Information

Start Fresh - We Can Help!

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Contact Information

Law Office of Gordon Mosley

Tyler Office
4411 Old Bullard Rd.
Tyler, TX 75703

Phone: 903-266-1843
Tyler Law Office Map

Gun Barrel City Office
431 N Gun Barrel Ln
Suite 112
Gun Barrel City, TX 75156

Phone: 903-266-1843
Map & Directions

  • Local: 903-266-1843

  • Fax: 903-581-4038