When Texans are having financial issues with a small business, Chapter 11 bankruptcy is always an option. This can help with debt relief, debt reorganization and getting back on stronger financial footing to either move on or restart the business. What is important as...




Month: September 2016
Debtor protections against abuse and harassment in Texas
Texans who are in debt and have no means of paying will have enough on their minds without having to think about the various collection practices that creditors will use to try to collect. Collection companies and creditors are well aware of the reality that...
State representative files for Chapter 7 bankruptcy
Texans who are dealing with financial challenges might not know where to turn to try and get their problems under control. The concept of a bankruptcy filing is often viewed as an attempt to get away with not paying one's debts. However, for individuals who are...
Understanding a reaffirmation agreement in personal bankruptcy
There are various aspects of personal bankruptcy that Texans might not know about as they consider and move forward with the process. One that is often understated and relatively unknown is the reaffirmation agreement. Knowing what this is and what it entails can be...
What constitutes harassment or abuse in debt collection?
A common fear among Texas residents who are in the midst of financial difficulty is how to deal with pressure from their creditors. Creditors have rights to pursue payment, but that does not mean they can break the law in the process. Under the Fair Debt Collection...
CFPB considering limit to collection attempts
Getting frustrated with attempts by debt collection companies to collect a debt that you may not even owe? If so, you are not alone. A recent press release from the Consumer Financial Protection Bureau (CFPB), the federal agency tasked with protecting consumers,...