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Common Concerns & Questions About Bankruptcy

Local rules for filing any kind of bankruptcy in East Texas

| Apr 10, 2015 | Personal Bankruptcy |

In East Texas, filing for bankruptcy may be confusing for individuals struggling with debt. The decision to file for bankruptcy is possibly one of the most difficult financial decisions a person can make and it is often accompanied by mental distress, extreme apprehension and concern for the financial future.

During such a harrowing time, going through pages of federal legislation, state rules and regulations may be overwhelming. It is always prudent to make the decision calmly after going through all the options at hand. Many considerations need to be made before a final decision and help from a legal professional with expertise in bankruptcy code can offer the support needed.

Before filing for bankruptcy, the general requirements for proceeding must be understood. The local rules for East Texas residents enumerate the procedure for filing required by bankruptcy code. A set of necessary steps need to be followed by an individual for a bankruptcy filing to be valid.

The bankruptcy form needs to have a caption before each pleading containing the name of the district as well as the division where the proceeding is filed. It should also contain the filer’s name, the person’s address, last four numbers of the filer’s taxpayer identification number, case number and chapter under which the proceeding is being filed.

The rules require a debtor to identify what relief is being sought by the proceeding and the order being proposed. This information must be mentioned in the title of the debtor’s pleading. Each kind of relief being sought requires a different motion. This rule however has a few exceptions. An amendment made to a motion after the scheduling of a hearing must contain the date of hearing, the time of the hearing and the hearing’s location

Source: TXEB.USCourts.gov, “Local Rules” Accessed on Mar. 31, 2015