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Law Office of Gordon Mosley
A Bankruptcy & Consumer law Firm
20 Years Experience Helping People Gain A Fresh Start

November 2014 Archives

Texas-based local stores files for Chapter 11 bankruptcy


Texans are aware that sometimes a business can face difficult financial times. In such situations, the business owners try their best to make it thrive. However, once it is certain that they won't be able to clear of the business debts they have to decide on the future of their company.

How are debtors' rights affected by bankruptcy deadlines?

Debtors' rights, as well as their responsibilities, can be affected by the various deadlines that are present during a bankruptcy case. To protect their rights to object in certain cases, the duty of understanding and acting on the deadlines lies on the creditors. If a creditor fails to heed the deadlines, there can be major damaging effects to the creditor.

Filing for personal bankruptcy under the Chapter 13 clause


As we all know, debts can accumulate over a period of time. This can make it difficult for a person to make ends meet when paying both monthly bills and debt payments. Many people try to save every cent so that they can be out of the debt as soon as possible, but sometimes paying just the interest on the debts can prove to be difficult. Another solution to reducing debt may be to sell their belongings to pay the debts, but again they may brush aside this solution because they don't want to lose their house or possessions.

Filing bankruptcy can ward off aggressive debt collectors


While some people from Texas get into debt when faced with troublesome financial situations, for others, financial mistakes may be what gets them into financial hot water. Many of these conditions can lead to a stressful financial situation, and very few people can repay their debts immediately. Many who face default have to face additional fees and other charges, which can cause their debt amounts to rise drastically.

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