Life comes at us in unexpected ways. Some people suffer unexpected health problems, or the untimely death of a spouse. As we know well in Texas, others find themselves in the path of a natural disaster that destroys a home and devastates a community. And in a tough...
Financial planners usually recommend that American workers consistently contribute a portion of their wages to savings and retirement plans. However, a recent survey suggests that many Americans might be operating on a very thin black line, without much financial...
A federal program that helped around 1.2 million homeowners struggling with their mortgages is set to expire this year. Called the Home Affordable Modification Program, the offering allowed borrowers to modify their mortgages for up to five years, at interest rates...
Just like any other major financial maneuver, declaring personal bankruptcy is a decision that should be evaluated carefully. However, people may get to the point that they simply need a strategy to get out of debt. For those who qualify, Chapter 13 bankruptcy might...
