The decision to file for bankruptcy is not an easy one. If you’re having difficulty deciding, that’s a good sign. It means that you recognize the seriousness of the situation and are taking time to fully weigh your options and the consequences of any option you...
It seems that more Americans are facing complex medical procedures and rising healthcare costs than ever before. With the increasing costs of medical treatment and the possibility of income shortfalls from divorce, layoffs or housing emergencies, more and more...
Our mental and physical health are tightly linked. Few things demonstrate this as well as financial stress – one of the most common sources of anxiety. According to one health insurer, nearly three out of every four Americans say they occasionally stress about money....
Whether divorce, job loss, medical reasons or overspending paved your path to debt, many people go through turbulent times with their finances. Some financial burdens are solvable through consolidation or strict budgeting. Others require more drastic measures....
Whether you are behind on hefty medical bills or substantial credit card payments, that’s your business. But the last thing you should have to put up with is unjust pestering when you are trying your best to make ends meet. Financial burdens have the word “burden”...
Loans are an almost inevitable part of getting businesses up and running, although it is tempting to try to keep control of an enterprise. Borrowing is often important when businesses are trying to expand. But this can leave some banks or investors out of luck if a...
What happens when you want to keep your business going, but you've run out of money? You could look for a loan or a line of credit, but credit scores may make this difficult or impossible. If creditors are harassing you and bills can't be paid, it might be time to...
It's hard to admit that a financial situation has gotten out of control. But sometimes bankruptcy is the right choice. The fresh start available after a time spent in bankruptcy is alluring after the stress of calls from creditors and the inability to get loans at...
Bankruptcy is designed to be a fresh start for either people or businesses. If a judge approves it, a filing can begin the process for financial recovery that may take years or be complete in a matter of months. Of course, bankruptcy can go sideways just like any...
While dealing with the trials of financial strain can be a stressful and daunting process, taking on some forms of debt may simply be a part of life. Unfortunately, sometimes it could take little more than a minor emergency to turn a manageable level of monetary...
