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Law Office of Gordon Mosley
A Bankruptcy & Consumer law Firm
20 Years Experience Helping People Gain A Fresh Start

December 2014 Archives

What are Chapter 13 Discharge, Chapter 13 Hardship Discharge?


In Texas, if all of the payments under Chapter 13 of the bankruptcy code are made, a debtor may discharge his or her debts. A debtor may also be allowed a discharge if he or she can certify that all family support payments have been taken care of, including court ordered child support payments, as well as spousal maintenance or support.

Retail business deep in debt files Chapter 11 bankruptcy


It is not uncommon for a Texas company to resort to Chapter 11 bankruptcy when it is irreparably deep in debt. In a recent development a well-known national company that caters to teens has filed for Chapter 11 bankruptcy protection and also wants to sell all of its merchandise and close its operations.

Options other than filing for bankruptcy in Texas


Consumer debt has exploded in Texas and the rest of the nation. An individual suffering under heavy debt due to loans and credit card debt may seek solutions to this problem under the state's insolvency laws. Although bankruptcy is considered to be a last resort, it does offer debt relief.

How can Chapter 7 help Texas debtors?


There are many reasons why Texas residents may encounter hard times financially. Medical bills, the costs associated with the loss of a loved one, credit card debt, and many other causes can bring financial ruin to individuals and families. Those who may have found themselves buried in debt may want to consider filing for bankruptcy. Chapter 7 of the bankruptcy code has certain unique advantages, and when a debtor has qualified for Chapter 7 through a means test, several doors may open up, which can help an individual with the heavy burden of debt.

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Law Office of Gordon Mosley

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